HELPFUL RESOURCES

HUD

To find a HUD-approved housing counseling agency near you, access HUD’s database for

or call 888-995-HOPETM (4673).

Learn More

CaLHFA’S

The California Housing Finance Agency | CalHFA (CalHFA) sponsors special programs for homeowners facing foreclosure that may help you retain your home or provide funds to relocate to new housing.

Visit CalHFA’s Hardship Assistance | CA Housing Finance Agency to view options available to you.

Learn More

Filling a Complaint

If your complaint is against a real estate broker or salesperson, visit the California

Filing a Complaint – DRE (ca.gov)    for details, or call the DRE Public Information Line at (877) 373-4542.

Learn More

DFPI

If your complaint is against a mortgage loan broker, visit the The Department of Financial Protection and Innovation (DFPI) | Securing a fair and healthy financial services marketplace (ca.gov) for information about mortgage-related issues and how to file a complaint.

Learn More

Foreclosure Resources
USA.GOV

Learn More

Attorney General Rob Bonta’s Office

For many resources for California residence please check out the California Attorney General’s page @Loan Modifications | State of California – Department of Justice – Office of the Attorney General

Learn More

California Reinvestment Coalition

builds an inclusive and fair economy that meets the needs of communities of color and low-income communities by ensuring that banks and other corporations invest and conduct business in our communities in a just and equitable manner.
We envision a future in which people of color and low-income people live and participate fully and equally in financially healthy and stable communities without fear of displacement, and have the tools neccessary to build household and community wealth.

Neil Garfield (M.B.A., J.D,-LivingLies)

is the winner of many academic awards, a popular speaker, and author of articles and technical treatises on law, finance and economics. He has concentrated his law practice for the last 11 years on issues related to structured finance (securitization in particular). As a former investment banker and real estate investor, he knows mortgage securitization issues from the inside out, who the deciders are, and how they arrived at a catastrophic scheme to defraud, people, agencies, institutions, and governments all over the world. As an expert witness and trial lawyer for 41 years, his efforts to spot evolving trends have helped thousands of homeowners keep their home and receive damages as compensation. Having formerly filed hundreds of foreclosure actions as the attorney for small banks, homeowner associations and mechanics liens, he is well suited to provide assistance to investigators, lawyers and pro se litigants.